Greenlight Insurance Brokers: Your partner in liability and logistics coverage
Insurance solutions from experienced brokers. Best fit now and for the future
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New Zealand wide - Kaitaia to Bluff

Civil Contractors

Greenlight’s business insurance brokers work alongside clients to find the best coverage for your business

At Greenlight Insurance Brokers, we understand the unique risks and responsibilities faced by civil contractors.

Whether you're involved in earthworks, road and bridge construction, drainage, site preparation and finishing, or larger commercial construction, having the right insurance cover is essential to protect your business, your team, and your projects.

CCNZ Member Benefits – Greenlight Insurance Brokers Exclusive Offering

Greenlight Insurance Brokers is proud to provide CCNZ members with a tailored insurance solution that delivers enhanced protection, exclusive benefits, and real cost savings.

CCNZ Members recieve

  • Complimentary Insurance “Warrant of Fitness” Review
    A no-obligation, expert review of your current insurance programme to ensure your cover is fit for purpose and aligned with your business needs.
  • Exclusive Member Pricing
    Receive a 15% discount on brokerage fees when placing your insurance with Greenlight.
  • Enhanced Policy Cover (No Additional Premium)
    Access upgraded Plant & Equipment and Commercial Motor Vehicle cover, including:
  • Hired-in machinery cover up to $250,000 per machine / $500,000 per event
  • Continuing hire charges extended to a 12-week indemnity period
  • Removal of debris cover increased to $50,000 per event
  • Loss of use cover for heavy trucks up to $50,000 per policy period
Get in touch ​today to find out how ​Greenlight can ​help you.
Business Insurance Brokers - Taking care of you

Who We Help

Trusted Insurance Brokerage Since 1987

Landlords

As a landlord, your insurance needs to include appropriate coverage for your property in case of accidental damage, as well as for rent losses during the time it takes to complete repairs and find new tenants.
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Trusted Insurance Brokerage Since 1987

Tradies

As a tradie, you need to be able to keep your business going even if something untoward happens, like the theft of tools or damage to your van or ute. The right kind of insurance policy protects you and your livelihood, ensuring your business keeps ticking along.
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Trusted Insurance Brokerage Since 1987

Consultants & Professionals

This sector is exposed to a number of risks, from damaged property to legal costs, due to allegations of poor advice, faulty design, and project mismanagement. The correct protection for your business through proper insurance is the best way to ensure your continued success.
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Trusted Insurance Brokerage Since 1987

Manufacturing

Manufacturing is a large part of New Zealand's economy. Adequate insurance and risk management advice are critical to protecting your business.
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Coverage Options for Businesses

Material Damage

Covers loss or damage to physical assets such as buildings, contents and equipment due to events like fire, theft or natural disasters.

Public Liability

Covers third-party property damage or personal injury caused during business operations. This is especially relevant for anybody who runs a business where there is a risk of third party property damage.

Contract Works

Covers accidental physical loss or damage to construction works, materials and equipment during the build period, including fire, theft, storm and vandalism.

Contractual and Legal Requirements

In many industries, having insurance is not just advisable—it’s mandatory. Contractors may be required to show proof of insurance to secure work, especially on larger projects.

Safeguarding Tools and Equipment

Tools are the backbone of any contractor's business. Theft, loss, or damage to tools can halt operations and lead to financial strain. Mobile Business Assets Insurance helps cover the cost of replacing tools and equipment.

Vehicle Coverage

Business vehicles—utes, vans, trucks—often serve as mobile offices and tool storage. Business Vehicle Insurance covers accidental damage, theft, and liability, ensuring contractors can stay mobile and operational.

Reduce the burden of interruption to your business with tailored insurance

  • Protect your assets against damage or loss
  • Protect your business against loss of productivity and income
  • Protect your business, your managers, directors, and owners from liabilities
Working with businesses across New Zealand

Frequently Asked Questions About Business Insurance

Small business insurance options include:
  • Commercial Property/assets
  • Business interruption
  • Commercial Vehicle
  • Public Liability
  • Professional Indemnity
  • Cyber Insurance.
These cover a range of risks, from legal liabilities to property damage and data breaches.

Public liability insurance protects your business against claims for injury or damage caused to third parties due to your business activities. This coverage is essential to cover your legal liability for third party property damages and also your legal defence costs.

Working with our insurance brokers, we’ll help you assess your business’s risks, assets, and potential liabilities. We’ll help tailor coverage to meet your specific needs and ensure your business remains adequately protected.

Several factors will affect the overall cost of your business insurance policies, including:
  • Type and Amount of Coverage: Different types of insurance (e.g., general liability, property, professional liability) and the coverage limits affect costs.
  • Size and Nature of Your Business: Larger businesses and those in high-risk industries (like construction) typically face higher premiums.
  • Location: Costs vary based on geographic location and the area's risk of natural disasters and crime.
  • Policy Excesses and Limits: Higher Excesses can reduce premiums.
Our brokers can work with your business to tailor a policy that balances coverage needs and costs.

Get In Touch

Call or email us using the details below, or please fill out the form, and we will contact you as soon as possible.

Contact Number

0800 55 54 53

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Civil Contractors - Taking care of you